Please read these Terms and Conditions(“Terms”) carefully before using the Website. By using the Website, you are accepting and agreeing to these Terms. We may modify the Website and these Terms at any time, so please check back when you use the Website. By continuing use of the Website after such changes are posted, you will be deemed to have accepted such changes.

We invite you to view, use, copy and download materials at the Website for your informational, non-commercial use, provided that you leave all the copyright notices or other proprietary notices intact. You may not otherwise store, modify, reproduce, transmit, distribute, repost, publicly display or use any content on the Website, or the design or layout of the Website or individual sections of them or frame any portion of the Website within any other websites, in any form or media except with our express prior written permission. You cannot: (a) decompile, reverse engineer, disassemble, or modify the Website or create derivative works based upon the Website or any part thereof; (b) disable any licensing or control features of the Website; (c) introduce into the Website any virus or other code, routine or bot intended to disrupt or damage the Website; (d) otherwise act in a fraudulent, illegal, malicious or negligent manner when using the Website

The Website provides links to other third-party websites (in all cases “Linked Websites”). Such Linked Websites are not under our control, and we are not responsible for, and do not endorse, monitor, review, investigate, verify, or validate the content of such Linked Websites, including any products, information or materials contained on such Linked Websites. We are not responsible for the accuracy or reliability of any information on the Linked Websites. You will need to make your own independent judgment regarding your interaction with these Linked Websites.

Except as expressly provided herein, we reserve all rights with respect to the Website, and may pursue all legally available options under both civil and criminal laws (and may cooperate with law enforcement agencies) in the event of any violations.

We offer links to other websites operated by other entities as a convenience to you and for general informational purposes only. We make no representations or warranties regarding the Content or accuracy of any website that you may access through the Website. We do not monitor and are not responsible for the Content found on any other websites that are linked from the Website or for any link contained in a linked website. Inclusion of these links on the Website does not imply endorsement, recommendation, or sponsorship for any linked website or the services, products, or advice described on the other websites. The views, opinions, statements, offers or other information or content expressed are those of the respective author(s) or distributor(s) and not us. Links to other websites are not intended, and should not be relied upon, as investment, insurance, legal, or financial advice. We reserve the right to terminate a link to a third party website at any time. The third party sites are not controlled by us, and have different terms of use and privacy policies, which we encourage you to review. We are not responsible for the privacy practices of third-party websites.

You agree to defend and indemnify us, our affiliates, employees and officers of each, from and against any and all third party claims, debts, losses, liabilities, demands, obligations, actions and causes of action, alleged claims or litigation, damages, judgments, judgments for damages, fines, penalties, expenses and costs caused by, arising out of, or resulting from your use of the Website or the Materials in a manner not expressly authorized by these Terms or that violates these Terms, any law, or the rights of a third party.